10 Safest International Destinations for Senior Travelers in 2026

Retirement doesn't mean staying home -- it means finally having the time to see the world. But safety matters more than ever when you're traveling at 65+. The good news? There are plenty of international destinations that are welcoming, accessible, and genuinely safe for senior travelers. Here's our curated list for 2026, plus a few important tips on staying covered while abroad.

What Makes a Destination Senior-Friendly?

• Low crime rates and political stability
• Quality healthcare infrastructure and English-speaking medical staff
• Accessible public transportation and walkable city centers
• Mild climate options and manageable terrain
• Welcoming culture toward older travelers
• Availability of senior-friendly accommodations and tours

Top 10 Safest International Destinations for Seniors in 2026

• Portugal -- Affordable, warm climate, excellent healthcare, and incredibly welcoming locals
• Japan -- Ultra-safe, clean, efficient transit system, and world-class medical care
• New Zealand -- Stunning scenery, low crime, and a strong English-speaking healthcare system
• Canada -- Familiar culture, easy travel from the U.S., and top-tier hospitals
• Ireland -- English-speaking, rich history, relaxed pace, and friendly communities
• Switzerland -- Safe, clean, efficient, and breathtaking scenery (though pricier)
• Costa Rica -- Warm weather, affordable, growing medical tourism industry
• Iceland -- Extremely low crime, stunning nature, and excellent infrastructure
• Spain -- Warm climate, affordable living, great food, and strong public healthcare
• Australia -- English-speaking, modern healthcare, and endless things to see and do

Travel Insurance Tips for Seniors

• Always purchase travel insurance before an international trip -- do not rely on Medicare
• Look for policies that cover pre-existing conditions (some require purchase within 14 days of booking)
• Confirm coverage amounts for emergency medical treatment (aim for at least $100,000)
• Check whether the policy covers trip cancellation, lost luggage, and travel delays
• Read the fine print on age limits -- some policies cap coverage at 70 or 80

Medicare Coverage Abroad -- A Quick Reminder

• Original Medicare generally does not cover healthcare outside the U.S.
• Some Medigap plans (C, D, F, G, M, N) include limited foreign travel emergency coverage
• Medicare Advantage plans rarely cover international care unless it's an emergency
• Consider a standalone travel medical insurance policy for any trip outside the country
• Always carry copies of your insurance cards and a list of your medications when traveling

Need Help?

Planning a trip abroad and wondering if you're properly covered? At Insuras Health Benefits, we can review your current Medicare plan, check your Medigap coverage, and recommend the right travel insurance so you can explore the world worry-free.

Contact us for a free consultation -- we'll make sure your coverage travels as far as you do.